Business Checking

Via First State Bank’s On-Line Banking, the accounts listed below allow the Business Owner the flexibility to download the Monthly Statement into QuickBooks, MS Money and other Money Management applications.

For Your Convenience and Good Accounting Practices, All Business Account Statements are produced on the Last Business Day of the Month.

Small Business Checking

For Businesses with Limited Transaction Activity

Eligible Businesses: Sole Proprietorships, Partnerships, Corporations, Limited Liability Corporations, Non-Profit and Government

• $100 Minimum Deposit to Open Account

• $8.00 Monthly Balance Requirement Fee

• $1,000 Minimum Daily Balance to avoid Monthly Balance Requirement Fee

• 200 Free Transactions (items) per statement cycle

• $.25 per item over 200 Transactions (items) per Statement Cycle

• No Fee INSTANT ATM / Debit Card at Account Opening (upon approval)

• Monthly Imaged Statement via E-Mail, On-Line Paperless, Paper Statement (USPS)

• Monthly checks imaged and organized in numerical sequence

• No Fee On-Line Banking and Bill Pay

Small Business Checking With Interest

Reward your High Balance Accounts with Interest*

• $2,500 Minimum Deposit to Open Account

• Interest* Earned on Account

• $2,500 Minimum Daily Balance to avoid a $12.50 Monthly Balance Requirement Fee

• 200 Free Transactions (items) per Statement Cycle

• $.25 per item over 200 Transaction (items) Per Statement Cycle

• No Fee INSTANT ATM / DEBIT Card at Account Opening (upon approval)

• Monthly Imaged Statement via E-Mail, On-Line Paperless, Paper Statement (USPS)

• Monthly checks imaged and organized in numerical sequence

• No Fee On-Line Banking and Bill Pay

Business Analysis Checking

Account designed especially for Larger Businesses with High Transaction Volume

Eligible Businesses: Sole Proprietorships, Partnerships, Corporations, Limited Liability Corporations, Non-Profit and Government

• $100 Minimum Deposit to Open Account

• $7.00 Monthly Maintenance Fee

• Receive an Account Earnings Credit to offset Monthly Fee & Expenses

• Monthly Imaged Statement via E-Mail, On-Line Paperless, Paper Statement (USPS)

• Checks Organized in Numerical Sequence

• Account Earning Credit based on 91 Day T-Bill Average

• No Fee On-Line Banking & Bill Pay

• No Fee INSTANT ATM / DEBIT Card at Account Opening (upon approval)

Business Money Market Checking

Reserve Funds, Keep Your Assets Liquid, While Earning Interest

• $10,000 Minimum Deposit to Open Account

• Maintain $10,000 Minimum Daily Balance to Avoid a $10 Balance Requirement Fee

• Earn Interest* On the Daily Collected Balance At Current Checking Rate

• Six (6) Withdrawal Limitations Per Statement Cycle

• Excessive Withdrawal Fee of $10 each after 6

• No Fee INSTANT ATM/Debit Card at Account Opening (upon Approval)

• No Fee On-Line Banking & Bill Pay

• No Fee Mobile Banking / Mobile Deposit

• Monthly Imaged Statement, E-Mail, Paperless via On-Line Banking, Paper Statements via USPS

• Variable Interest Rate

Business Tiered Money Market Checking

Mirrors the Money Market Checking with Balance & Interest* Advantages

• $10,000 Minimum Deposit To Open Account

• Maintain $10,000 Minimum Daily Balance to Avoid a $10 Balance Requirement Fee

• Six (6) Withdrawal Limitations Per Statement Cycle

• Excessive Withdrawal Fee of $10 each after Six (6 )

• No Fee INSTANT ATM /Debit Card at Account Opening (upon Approval)

• No Fee On-Line Banking & Bill Pay

• No Fee Mobile Banking / Mobile Deposit

• Monthly Imaged Statement Paperless via On-Line Banking or E-Mail Statements or Paper Statements via USPS

  • Balances Through $9,999.99

  • Balances Through $10,000.00 - $24,999.99

  • Balances Through $25,000.00 - $49,999.99

  • Balances Over $49,999.99

• Frequency of Rate Changes Daily – Variable Interest Rate

• $10,000 Minimum Daily Balance maintained to Obtain the Disclosed Annual Percentage Yield (APY)

• Variable Interest Rate

For Additional Accounts, Products, and Fee Schedule, please contact a Customer Service Representative at Any First State Bank Branch Location.

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